Bridging a timing gap
Consider short-term finance for an eligible purchase while another transaction is completed.
Private loans
Flexible short-term finance for eligible opportunities.
When timing or complexity makes traditional lending difficult, Mortgex helps you explore suitable property-backed private-loan options with clarity and care.
Find the right structure
Private finance structured around a clear exit.
Private lending is generally short term and may carry higher rates and fees than traditional finance. Security, timing, purpose and exit strategy are central to the structure.
We explain the proposed costs and conditions in plain language and help you assess whether the structure and repayment plan are appropriate for your circumstances.
Our process
Four straightforward steps.
Assessment
We discuss the purpose, property security, amount, timing and proposed exit.
Structure
We compare suitable private lenders and explain rates, fees, conditions and total cost.
Application
We help organise documents, submit the application and manage lender questions.
Funding
We coordinate approval and settlement, then remain available as you progress your exit plan.
Why choose Mortgex
Clear, responsible private-loan guidance.
We take the time to understand the purpose, security and exit strategy. From comparing suitable lenders to explaining the full expected cost, we support informed decision-making.
- Private-loan options shaped around the purpose and timeframe.
- Access to established private and non-bank lenders.
- Clear comparisons of interest, fees, conditions and total cost.
- Careful preparation and management of your application.
- Responsive support from initial assessment through repayment.
Lender Network
Greater choice for your financial goals.
We compare solutions from a diverse panel of lenders to help you identify finance suited to your circumstances and priorities.
nab
Client experiences
What our clients say.
★★★★★
Mortgex reviewed our existing loan carefully and explained the refinance options and switching costs clearly.
★★★★★
The team kept our refinance application organised and made the change of lender much easier to manage.
★★★★★
I appreciated the clear comparisons and honest guidance. I never felt pressured into making a decision.
★★★★★
My questions were answered promptly, and I always knew what was happening with my application.
★★★★★
Communication was consistent from our initial loan review through approval and settlement.
We’re here to help
Start your private-loan conversation today.
Tell us about your funding need, property security and timeframe, and one of our specialists will contact you to discuss possible next steps.
This page provides general information only and does not constitute financial, credit, legal or tax advice. Lending is subject to lender assessment, eligibility criteria and approval.