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Home/ Home Loans

Home loans

A clearer way to finance your home.

Whether you’re buying your first home, moving, investing or reviewing your current loan, Mortgex helps you understand your options and move forward with confidence.

A happy couple reviewing home-loan information together on a tablet

Find the right structure

Home lending shaped around your plans.

A home loan is more than an interest rate. Loan features, repayment structure, fees, flexibility and lender requirements can all affect how well a loan supports your goals.

We take time to understand your circumstances, explain the choices in plain language and help you assess suitable options. Our guidance is personalised, transparent and focused on making the application process easier to navigate.

Home-loan options

Finance for every stage of property ownership.

01

First-home buyers

Understand deposits, LMI, pre-approval, purchasing costs and the steps involved in buying your first property.

02

Next-home buyers

Review lending options when upgrading, downsizing or coordinating the purchase and sale of a property.

03

Property investors

Explore loan structures for an investment property while considering cash flow, equity and long-term plans.

04

Construction loans

Learn how progress payments, valuations and staged funding generally work when building or renovating.

Our process

Four straightforward steps.

1

Discovery

We discuss your property plans, priorities and financial position.

2

Comparison

We research suitable loan options and explain the important differences.

3

Application

We help organise your documents, submit the application and manage lender questions.

4

Settlement

We keep you updated through approval and settlement, then remain available after your loan begins.

Why choose Mortgex

Clear home-loan guidance and support at every step.

We take the time to understand your property goals and financial circumstances, making the home-loan process clearer and easier to navigate. From comparing suitable loan options to preparing your application, we support you through approval, settlement and beyond.

  • Home-loan recommendations shaped around your property goals.
  • Access to a broad panel of established home-loan lenders.
  • Clear comparisons of rates, fees, features and loan structures.
  • Careful preparation and management of your loan application.
  • Personal support from your first conversation through settlement and beyond.
Professional finance specialist holding a tablet in a modern office

Lender Network

Greater choice for your financial goals.

We compare solutions from a diverse panel of lenders to help you identify finance suited to your circumstances and priorities.

Westpac
Liberty
Pepper Money
Bankwest
UniBank
Resimac
St.George
Bank Australia
nab
ANZ

We’re here to help

Start your home-loan conversation today.

Share a few details about your plans, and one of our specialists will contact you to explore suitable home-lending options and next steps.

Mortgage adviser helping a couple understand home-loan options

This page provides general information only and does not constitute financial, credit, legal or tax advice. Lending is subject to lender assessment, eligibility criteria and approval.